(1) Information and facts indicating that a financial institution purchased closed-close property house loan loans, small enterprise loans, modest farm loans, or automobile loans for the only or Major objective of inappropriately boosting its retail lending overall performance, together with, although not limited to, info indicating subsequent resale of these types of loans or any indication that these kinds of loans have been regarded in many depository institutions' CRA evaluations, where circumstance the Board does not consider this sort of loans while in the financial institution's general performance analysis;
가장 직관적이고 기본적인 방법은 웹 브라우저 주소창에 네이버 주소를 입력하는 것입니다. 네이버의 공식 주소는 ""입니다. 주소창에 이 주소를 입력하고 엔터 키를 누르면 네이버 메인 페이지로 이동합니다.
The Board considers Neighborhood progress loans and Neighborhood progress investments allocated pursuant to paragraph I.b of appendix B to this part.
. Also, In case the Board regarded as the home mortgage lending of a financial institution's functions subsidiaries or, at a bank's election, the Board viewed as the home mortgage loan lending of other lender affiliate marketers, the lender should incorporate in its general public file the names of the functions subsidiaries plus the names from the affiliates in addition to a created detect which the functions subsidiaries' and other affiliates' HMDA Disclosure Statements could be received with the CFPB's Internet site.
The Board considers info supplied by the financial institution and may take into consideration publicly obtainable information and facts and knowledge furnished by governing administration or Group sources that demonstrates that a Group enhancement support Positive aspects or serves a facility-primarily based assessment location, Condition, or multistate MSA, or the nationwide spot.
Pursuant to twelve U.S.C. 2906, the Board delivers conclusions derived underneath this portion individually for metropolitan locations in which a lender maintains a number of domestic branch places of work and for that nonmetropolitan spot of a Condition if a bank maintains one or more domestic department workplaces in this kind of nonmetropolitan space.
If you have inquiries for the Agency that issued The present doc you should Get in touch with the agency specifically.
These disclosure statements show the number and greenback level of all small business loans and compact farm loans originated or ordered for each census tract and the number and greenback quantity of all Group growth loans and community enhancement investments for each county by reporting financial institutions, besides that the Board may well modify the shape from the disclosure if vital, due to Exclusive instances, to shield the privacy of the borrower or the competitive posture of a financial institution.
(5) Information and data supplied by the financial institution concerning the lender's company approach and products choices;
The lender have to post its draft intend to the Board click here no less than 90 times previous to the proposed productive date of the system. The bank need to also submit with its draft plan:
(B) A lender apart from a considerable bank could include things like a community advancement products and services component and accompanying yearly measurable plans in its strategy.
For property home loan loans, the financial institution will have to discover the house home loan loans documented by lender affiliate marketers below 12 CFR aspect 1003, if relevant, or gather and retain data on property property finance loan loans through the affiliate the financial institution would've gathered and managed pursuant to paragraphs (a)(three) of the portion had the loans been originated or bought with the financial institution.
The Board considers The provision of remote support services in the subsequent geographic locations:
(1) For banking institutions that preserve a website, all data essential to the bank's public file less than this portion need to be preserved within the bank's website.
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